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| ©2003 IAB Media, LLC. All rights reserved. |
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| Personal Finance and Educational Articles
Understanding the fine print of a home sale contract Don't let the details and fine print of a home purchase agreement scare you away from your dream home. Once you understand the contract, it's much less frightening. You've found a home you love and want to buy, and it's in your price range. Now comes the scary part. Your real estate agent pulls out an offer form, and you're faced with eight pages of dense legal language. Don't let the fine print in the purchase offer, or the eventual sales contract, keep you out of your dream home. But do make sure you use the contract to protect yourself. Education funding: From diapers to diplomas For Banc One Investment Advisors, August, 2001 It’s kind of hard to plan for a Harvard or Stanford degree when your kids are a week old -- or when you're trying to figure out how to pay for back-to-school fashions and other needs. But as with retirement, it's never too early to start saving and investing for college. So when you're shopping for that first lunch box, or better yet, when you're shopping for the crib - you should be shopping for college investment plans as well. Read on for more about education savings strategies Renting vs. buying: Which is right for you? For Financial Finesse, March 2002 If you're still wrestling with the decision of whether to rent or buy, running the numbers might help you make a choice. To rent or to buy: The question confounds people in every income bracket, age group and geographic location. There's no easy answer, because the benefits of owning or renting are different for each person. Some people love the independence that renting offers -- no huge mortgage debt, no maintenance woes, and the freedom to move from place to place with just a month's notice. Nonetheless, it can be said that, in most cases, buying a home is better for your finances in the long run than renting. Many financial experts advise that if you can afford to buy a home, you should.
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